Licensed Insolvency Practitioners
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IQ Insolvency
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IntelligentInsolvencySolutions

Licensed UK Insolvency Practitioners.

The IP you speak to first sees your case through to the final report.

Boutique UK insolvency practice. No call centres. No handoffs. Free consultation, no obligation.

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Licensed Insolvency Practitioners
IPA regulated · 100% confidential
Our team

Same adviser, start to finish

IQ Insolvency is a boutique insolvency practice built around a simple principle: the licensed practitioner you speak to first is the one who sees your case through to the final report. No call centres. No handoffs. No junior staff learning on your file. Directors and creditors deal directly with an experienced IP from first call to closure — giving you continuity, accountability, and straight answers when they matter most.

IQ INSOLVENCY
OUR APPROACH
The licensed practitioner you speak to first is the one who sees your case through to the final report.
SIMON RENSHAW
Licensed Insolvency Practitioner · IPA-regulated
Our services

Different routes, one experienced team

Whether you're closing a company, restructuring, or dealing with company debt, we'll explain the right route in plain English.

Most chosen
CVL

Creditors' Voluntary Liquidation

Close an insolvent company and protect yourself from further action.

  • Stops creditor pressure
  • Resolves HMRC arrears
  • 6–12 weeks
MVL

Members' Voluntary Liquidation

Solvent close-down — distribute reserves tax-efficiently.

  • Solvent companies
  • BADR-eligible
  • Final accounts handled
Admin

Administration

Restructure under court protection while trading continues.

  • Moratorium
  • Trade continues
  • Sale or rescue
CVA

Company Voluntary Arrangement

A binding deal with creditors to repay debts over a fixed term.

  • Trade continues
  • Creditor-approved
  • 3–5 year term
TTP

Time to Pay (HMRC)

A negotiated instalment plan with HMRC for tax arrears.

  • VAT, PAYE, CT
  • Cash flow forecast support
  • Avoids enforcement
Pre-Pack

Pre-Pack Administration

The rescue alternative that keeps the original company alive.

  • Continuity of trade
  • Jobs preserved
  • Court-protected
VAT

VAT Arrears

Behind on VAT? We negotiate with HMRC, defend security demands, and find the right route forward.

  • Stop enforcement
  • Negotiate with HMRC
  • Defend security demands
WUP

Winding Up Petition

Received a winding-up petition? Act fast — we can advise immediately.

  • Urgent advice
  • Court process
  • Director protection
Plain-English Reading

Decision aids for directors

All articles →
MVL vs strike-off — balance beam tipped toward MVL when reserves exceed £25k
Explainer·6 min

MVL vs strike-off: which is right for a solvent close-down?

When £25k+ reserves are involved, the maths matters. Side-by-side comparison covering BADR, tax position, costs, and timing.

Administration vs CVL — two diverging paths
Explainer·7 min

Administration vs CVL — when each is appropriate

Closing or rescuing? When administration adds value, when CVL is the right route, and how the choice affects directors, employees, and creditors.

Director duties — shield resting on three pillars: duties, records, advice
Explainer·5 min

Director duties when a company is in financial difficulty

Wrongful trading, the Sequana shift, and the practical steps to protect yourself. What to do, what to record, and when to take advice.

Not sure where you stand? Take the 2-minute check.

Anonymous, no email required. We'll point you at the most likely route — even if it isn't us.

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Insolvency Practitioners Association ��— Simon Renshaw is regulated by the IPAR3 — Association of Business Recovery Professionals (member)ICAEW Chartered Accountant — Simon Renshaw ACA