Resources.
The reference material we publish openly — our charge-out rates, the Creditors' Guides referenced from our engagement letters, the Statements of Insolvency Practice we work to, and the regulatory bodies sitting behind the profession.
If you have received correspondence from us pointing here, the document you need is on this page or one of its two sub-pages.
Charge-out rates
Our standard hourly charge-out rates by grade of staff. Where SIP 9 requires us to disclose how fees are determined on a time-cost basis, these are the rates applied — subject to sanction from the relevant approving body in each appointment.
Rates are reviewed annually. The figures shown apply from the effective date below; the version applicable to each appointment is the version in effect on the date the office holder agreed to act.
1 April 2025
All rates exclusive of VAT. Disbursements (Category 1 & 2) charged separately in accordance with SIP 9.
Where ranges are shown, the position within the range reflects experience, specialism and the nature of the work. The actual rate applied to time recorded on each appointment will be disclosed in fee estimates and progress reports issued under SIP 9.
Document library
The two principal document libraries we host on stable URLs — the Creditors' Guides referenced from our engagement letters, and the Statements of Insolvency Practice that govern our conduct.
Each sub-page sits at a stable URL and is structured to be readable as a standalone reference.
Guides to Fees
9 current guides · 4 archived versionsCreditors' Guides to Insolvency Practitioners' Fees — published by R3 in conjunction with the IPA and ICAEW. Current versions effective from 1 April 2021 onwards, plus an archive of superseded versions for older appointments.
Statements of Insolvency Practice (SIPs)
14 SIPs · England & WalesThe 14 SIPs that govern UK insolvency practice — issued under the Joint Insolvency Committee framework and binding on all licensed practitioners. Quick reference with summaries, effective dates, and links to full text.
Regulatory bodies & registers
The principal regulatory bodies and registers relevant to UK insolvency practice. Useful when verifying a practitioner's authorisation or escalating a complaint. Direct external links — we have no influence over the content hosted at these external sites.
R3 — Association of Business Recovery Professionals
The principal trade association for the UK insolvency profession. Publishes the creditors' guides hosted on this page.
Insolvency Practitioners Association (IPA)
One of the three Recognised Professional Bodies. IQ Insolvency's licensing RPB.
ICAEW Insolvency
One of the three RPBs. The ICAEW Members Register can be searched to verify ICAEW-licensed IPs.
ICAS Insolvency
One of the three RPBs (Scotland-focused).
Insolvency Service
The government body responsible for the insolvency framework in England and Wales.
Insolvency Service Complaints Gateway
For raising complaints about insolvency practitioners.
Companies House
The UK's registrar of companies. Officer history and company filings can be verified here.
HMRC Business Payment Support Service
For businesses in difficulty paying tax.
Useful external resources
Additional external resources that may be useful for creditors, directors, and other parties. Direct external links — we have no influence over the content hosted at these external sites.
Glossary
Brief glossary of key insolvency terms encountered in correspondence. For procedure-specific framework, see the relevant pillar pages.
Speak with us about a specific case
The Creditors' Guides cover the framework. They cannot answer case-specific questions — whether the fee being charged is reasonable, what your rights are in the procedure, or how to raise a concern. We are happy to engage with creditors and other interested parties directly. Free initial conversation, no obligation.
